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Result | Democracy

Giving more Americans a greater voice in our elections

In our democracy, the size of your wallet shouldn’t determine the volume of your voice. In 2015, we helped win reforms in Maine and Seattle to ensure that more Americans have a greater say in our elections. Seattle’s Initiative-122 empowers small donors with “democracy vouchers” that can be donated to local candidates and lowers the cap on contributions. In Maine, the state’s Clean Elections Act was improved by strengthening campaign finance disclosure laws and offering qualifying candidates increased public funding.

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Blog Post | Financial Reform

Privacy, We've Got Tips and Ideas For You, Congress and Regulators, Too | Ed Mierzwinski

Problems with privacy and data security are all over the news these days. We've got you covered, from releasing a new report and consumer tips on the security freeze today to testifying to Congress (last week) on payment card security and speaking on a panel at the FTC tomorrow on Internet lead generation (what's that?). Oh, and we're waiting for answers to our questions to the CFPB about the credit bureau Experian joining the ranks of the breached. We've been busy as we explain in this "roundup" blog entry.

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Report | U.S. PIRG Education Fund | Consumer Protection

Why You Should Get Security Freezes Before Your Information is Stolen

Here are tips for preventing ID theft and using a security freeze:

How To Avoid Identity Theft

How To Use a Security Freeze

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Result | Public Health

Convincing McDonald’s and Subway to protect public health

In 2015, bolstered by the support of more than 100,000 members and supporters, we convinced both McDonald’s and Subway to take action to protect public health. In March, just two days after we delivered more than 30,000 petitions to McDonald’s headquarters, the company announced that they would stop serving chicken raised on medically-important antibiotics. And in October, after more than 100,000 called on the chain to take action, Subway announced a similar policy for all the meat they serve.

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Result | Higher Ed

Protecting students from unfair bank fees

We helped win protections for students from unfair fees associated with campus bank accounts. The new rules, released by the U.S. Department of Education, ban some of the worst and most predatory fees that students encounter from banks.

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News Release | NJPIRG Law & Policy Center | Democracy

New Analysis: Tiny Number of Wealthy Contributors Match Millions of Small Donors, Will Continue to Set Agenda In Washington

A new analysis of data through Election Day from the Federal Election Commission (FEC) and other sources by New Jersey PIRG Education Fund and Demos shows how big outside spenders drowned out small contributions in the 2012 election cycle.

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News Release | NJPIRG Law & Policy Center | Democracy

Distorted Democracy

TRENTON – A new analysis of pre-election data from the Federal Election Commission (FEC) and other sources by New Jersey PIRG and Demos shows that outside spending in the first presidential election since Citizens United is living up to its hype: new waves of “outside spending” have been fueled by dark money and unlimited fundraising from a small number of wealthy donors. Outside spending organizations reported $ 1.11 billion in spending to the FEC through the final reporting deadline in the 2012 cycle.  That’s already a 200% increase over total 2008 outside spending. In New Jersey's Congressional races alone, more than $3 million in outside spending have been reported.

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News Release | NJPIRG Law & Policy Center | Consumer Protection, Food

New Report: American Lives at Risk from Unsafe Foods

Despite government commitments to address the problem, food recalls are on the rise and our food safety systems are broken, according to a new report by New Jersey PIRG.  Contaminated food makes 48 million Americans sick every year and costs over $77 billion in aggregated economic costs.  Here in New Jersey, in the last 21 months 121 people were made sick from foodborne illnesses linked directly to food recalls; the cost of these illnesses to our state's economy was over $5.1 million.

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News Release | NJPIRG | Democracy

New Jersey Goes on Record Against Citizens United Ruling; Against Big, Secret Money in Our Elections

New Jersey PIRG believes that in our democracy, the size of one’s wallet should not determine the volume of one’s voice. By adopting a resolution in opposition to Citizens United, the New Jersey Assembly has sent a powerful message to Congress that things have to change. Today, our state took an important step towards fixing America’s broken campaign finance system. New Jersey joins eight other states already on record against Citizens United and big, secret money in our elections.

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Media Hit | Tax

Trenton Times: Cut Pork From Federal Farm Bill

The Farm Bill sets our nation’s agricultural and food policy, including a raft of food-related programs such as food assistance and rural development programs. But it also authorizes a set of misguided agricultural subsidy programs that lavish billions of taxpayer dollars on large, profitable agribusinesses.

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Blog Post | Financial Reform

Today, CFPB to announce overdraft fee investigation, unveil "penalty box" disclosure, possibly end $39 lattes.Ed MierzwinskiGideon Weissman

At a news conference in NYC today, Director Richard Cordray of the new Consumer Financial Protection Bureau (CFPB) will announce a major investigation of bank overdraft fee practices and propose a model "penalty box" disclosure to appear on bank statements. The investigation could end the $39 latte-- $4 bucks for the coffee, $35 for the debit card overdraft fee.

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Blog Post | Democracy

Proposal for the State Investment Council of New Jersey | Gideon Weissman

Proposal presented to the State Investment Council of New Jersey on January 26th, 2012: The New Jersey Investment Council should institute a formal policy of supporting shareholder proxy votes that increase disclosure of political contributions.  

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Blog Post | Budget

Problems With Privatized Law Enforcement's New Frontier

One in five Americans lives in a jurisdiction that outsources traffic ticketing this way, according to a newly released report from the U.S. Public Interest Research Group, titled "Caution: Red Light Cameras Ahead; The Risks of Privatizing Traffic Law Enforcement and How to Protect the Public." And a report released by the Justice Department suggests this trend may accelerate under the twin pressures of budget pressure and intense lobbying.

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Blog Post | Higher Ed

Obama's New Consumer Finance Chief Can Lower Student Debt

President Obama took a bold and important step this week, standing up for student consumers by making a recess appointment of former Ohio Attorney General Richard Cordray to head the new Consumer Financial Protection Bureau (CFPB). The president's action means that the CFPB now has all its powers to protect students from unfair financial practices that pile on student debt, including lenders offering dangerously expensive private student loans and aggressive credit and debit card marketing.

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Blog Post | Higher Ed

Obama's New Consumer Finance Chief Can Lower Student Debt

President Obama took a bold and important step this week, standing up for student consumers by making a recess appointment of former Ohio Attorney General Richard Cordray to head the new Consumer Financial Protection Bureau (CFPB). The president's action means that the CFPB now has all its powers to protect students from unfair financial practices that pile on student debt, including lenders offering dangerously expensive private student loans and aggressive credit and debit card marketing.

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Priority Action

We're calling on big restaurant chains to stop the overuse of antibiotics on factory farms. Tell KFC to stop serving meat raised on routine antibiotics.

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