Making Health Care Work

LOWERING HEALTH CARE COSTS — A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

Delivering on the Promise of Quality, Affordable Health Care

Now the fight for health care reform is in Trenton, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in New Jersey — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums. 

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care.

The health care industry has spent millions since to influence health care, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering from, NJPIRG is pushing to see that the exchange:

1) Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of New Jerseyans to finally demand that the industry do better.

2) Have high standards, so that bad plans aren’t an option.

3) Be open to as many New Jerseyans as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it.

4) Be accountable to the public.

Click here for more on Building a Better Health Care Marketplace.

Issue updates

News Release | NJPIRG | Health Care

Nationwide Study of New Health Exchanges Shows New Jersey How to Lower Costs For Consumers

Many states are creating health exchanges to deliver better value for consumers, and New Jersey should follow their lead, according to Making the Grade, a new report by NJPIRG.  Health exchanges are competitive marketplaces that can empower individuals and small businesses with better, more affordable options for coverage.  Under the federal health reform law, each state will have an exchange up and running in 2014.

> Keep Reading
Report | NJPIRG Law and Policy Center | Health Care

Making the Grade

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise.

> Keep Reading
News Release | NJPIRG Law and Policy Center | Budget, Food, Health Care

Ag Subsidies Pay for 19 Twinkies per Taxpayer, But Only a Quarter of an Apple

Federal subsidies for commodity crops are also subsidizing junk food additives like high fructose corn syrup, enough to pay for 19 Twinkies per taxpayer every year, according to Apples to Twinkies, a new report by NJPIRG released today at Lincoln Park Community Farm.   Meanwhile, limited subsidies for fresh fruits and vegetables would buy less than a quarter of an apple per taxpayer.

> Keep Reading
Report | NJPIRG Law and Policy Center | Budget, Food, Health Care

Apples to Twinkies

The rise in childhood obesity has many causes, but one of the most important is the increased prevalence of high-fat, heavily sweetened junk food.  And shockingly, American taxpayers are spending billions to subsidize junk food ingredients, making the problem worse.

> Keep Reading
Media Hit | Health Care

Times of Trenton: Health-care act anniversary brings gift to small business

Over the coming months, New Jersey small-business owners and consumers should be excited about the implementation of health-care reform, including two cost-saving provisions: small-business tax credits and the statewide health insurance exchange.

> Keep Reading

Pages

News Release | NJPIRG | Health Care

Nationwide Study of New Health Exchanges Shows New Jersey How to Lower Costs For Consumers

Many states are creating health exchanges to deliver better value for consumers, and New Jersey should follow their lead, according to Making the Grade, a new report by NJPIRG.  Health exchanges are competitive marketplaces that can empower individuals and small businesses with better, more affordable options for coverage.  Under the federal health reform law, each state will have an exchange up and running in 2014.

> Keep Reading
News Release | NJPIRG Law and Policy Center | Budget, Food, Health Care

Ag Subsidies Pay for 19 Twinkies per Taxpayer, But Only a Quarter of an Apple

Federal subsidies for commodity crops are also subsidizing junk food additives like high fructose corn syrup, enough to pay for 19 Twinkies per taxpayer every year, according to Apples to Twinkies, a new report by NJPIRG released today at Lincoln Park Community Farm.   Meanwhile, limited subsidies for fresh fruits and vegetables would buy less than a quarter of an apple per taxpayer.

> Keep Reading
Media Hit | Health Care

Times of Trenton: Health-care act anniversary brings gift to small business

Over the coming months, New Jersey small-business owners and consumers should be excited about the implementation of health-care reform, including two cost-saving provisions: small-business tax credits and the statewide health insurance exchange.

> Keep Reading
Media Hit | Health Care

The Princeton Packet: Health Care Repeal Would Be Costly For New Jersey

In last week's State of the Union, President Barack Obama made it clear that he intends to continue with his health reform agenda. His opposition will no doubt continue to push for repeal. But are repeal proponents standing up for consumers, or are they standing up for the health insurance industry?

> Keep Reading
News Release | NJPIRG Law and Policy Center | Health Care

Health Care Repeal Would Have Costly Consequences for New Jersey Consumers and Small Businesses

Consumers and small businesses in New Jersey will face significantly higher insurance premiums and could see costly coverage denials and price discrimination if efforts to repeal the federal health care law prevail in Congress or in the courts, according to The Cost of Repeal: Examining the Impact on New Jersey of Repealing the New Federal Health Care Law, a new report released today by NJPIRG. 

> Keep Reading
Result | Health Care

Young People Now Covered

This year, the federal health care reforms that NJPIRG worked to win have started to pay off for young people. In the past, teens saw their premiums soar or were denied coverage when they turned 19, even if they’d been insured their whole lives. Now, they can remain on their parents’ plans until age 26. 

> Keep Reading
Report | NJPIRG Law and Policy Center | Health Care

Making the Grade

When it comes to health care, there are few magic-bullet solutions for the many problems consumers face in the marketplace: insurers don’t compete for their business, leading to higher prices and lower quality. Important information about coverage is buried in the fine print, making it hard to know what’s really covered or which plan is right. And costs are continuing their unsustainable rise.

> Keep Reading
Report | NJPIRG Law and Policy Center | Budget, Food, Health Care

Apples to Twinkies

The rise in childhood obesity has many causes, but one of the most important is the increased prevalence of high-fat, heavily sweetened junk food.  And shockingly, American taxpayers are spending billions to subsidize junk food ingredients, making the problem worse.

> Keep Reading
Report | NJPIRG Law and Policy Center | Health Care

The Cost of Repeal

On March 23, 2010, after a long congressional debate, President Barack Obama signed into law comprehensive federal health care reform legislation, known as the Affordable Care Act or ACA. But the enactment of the law did not end the debate. Even the law’s strongest proponents acknowledge the need for improvements. And across the country, state legislators and Governors have been urged to slow or stop work on implementation of key provisions. The courts are considering legal challenges to the law.

> Keep Reading
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