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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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Blog Post | Financial Reform

We oppose latest effort to weaken CFPB, other bank regulators | Ed Mierzwinski

Today, the House Financial Services Committee holds its latest cattle-call markup of a package of industry-backed bills designed to weaken consumer, taxpayer, depositor and investor protections. We've signed a letter opposing the so-called TAILOR (Taking Account of Institutions with Low Operation Risk) Act, which piles redundant requirements onto the Consumer Financial Protection Bureau and other regulators to do what they already do by existing law--treat small banks and credit unions differently than mega-banks. Also, the PIRG-backed Americans for Financial Reform sent up a letter opposing the TAILOR Act and 6 more of the 10 bills on the agenda because they are designed to weaken consumer, taxpayer, depositor and investor protections.

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News Release | U.S. PIRG | Consumer Protection, Financial Reform

More Than 100 Groups Insist on No Riders in Spending Legislation

The day before the White House is expected to release its fiscal year 2017 budget proposal, a coalition of more than 100 groups, including U.S. PIRG, sent a letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders.

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News Release | NJPIRG Law and Policy Center | Democracy

New Report Released: Auctioning Democracy: The Rise of Super PACs and the 2012 Election

Today NJPIRG Law and Policy Center, U.S. PIRG Education Fund, and Demos released a new analysis of the funding sources for the campaign finance behemoths, Super PACs. The findings confirmed what many have predicted in the wake of the Supreme Court’s damaging Citizens United decision: since their inception in 2010, Super PACs have been primarily funded by a small segment of very wealthy individuals and business interests, with a small but significant amount of funds coming from secret sources.

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Media Hit | Health Care

Assembly Committee Clears Health Insurance Exchange Bill

The first in a long series of steps toward healthcare reform was taken yesterday, when a bill that will introduce sweeping changes to the way insurance is sold in New Jersey was voted out of an Assembly committee.

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Media Hit | Safe Energy

Report: Water of millions in peril from nuclear plants

Nearly 3.3 million New Jerseyans drink water from supplies at risk of contamination if there’s a leak or accident at a nuclear plant.

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Media Hit | Safe Energy

McKeon Calls for Stronger Safeguards To Protect Barnegat Bay & Delaware River From Radioactive Contamination

Assemblyman John F. McKeon, a long-standing advocate of nuclear safety, called for the immediate implementation of some of the safety protocols and safeguards recommended in the report released Tuesday, on the threat to drinking water from radioactive leaks from nuclear facilities.

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News Release | NJPIRG Law and Policy Center | Safe Energy

Nuclear Power Plants Threaten Drinking Water for Over 3.2 Million New Jerseyans

The drinking water for 3,286,373 people in New Jersey could be at risk of radioactive contamination from a leak or accident at a local nuclear power plant, says a new study released today by the New Jersey Public Interest Research Group Law & Policy Center and the Environment New Jersey Research and Policy Center.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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