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Blog Post | Consumer Protection

Time To Defend CFPB as Senate Banking Committee Aims Sights at It | Ed Mierzwinski

UPDATED 12 April: The Senate Banking Committee held a stacked hearing on "Assessing Consumer Regulations" yesterday (5 April), although our one pro-consumer witness and pro-CFPB Senators defended consumer protection ably as three industry-backed witnesses and their supporters on the committee had a great deal of trouble proving their case that the CFPB should be dismantled. Tomorrow morning, (7 April) CFPB Director Richard Cordray will present the statutory "Semi-Annual Report of the CFPB" to the committee. We submitted a statement to be entered into the hearing record, as did other Americans for Financial Reform coalition members.

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News Release | U.S. PIRG | Consumer Protection

The Department of Labor Fiduciary Rule for Investment Advice

U.S. PIRG federal legislative director Jerry Slominski on The Release of the Department of Labor Fiduciary Rule for Investment Advice

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Blog Post | Consumer Protection

What is payday lending? | Kathryn Lee

We are a leading member of Americans for Financial Reform, a coalition that was instrumental in the creation of the Consumer Financial Protection Bureau (CFPB) by Congress in 2010. The CFPB is currently working on a rule to reign in the payday lending industry. We, along with AFR, are working to make sure the rule is a strong one. 

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Blog Post | Consumer Protection

Lowering your APR might be easier than you think | Kathryn Lee

Many Americans are walking around with a balance on their credit card because of high interest rates, or annual percentage rate (APR) charges for unpaid balances. It's best to pay off your balance in full but if you don't or can't, a higher APR makes your debit grow faster. What most people don’t realize is this APR can be negotiated to a lower rate.

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Blog Post | Transportation

Owning Fewer Cars Isn’t Just For Millennials | Sean Doyle

New transportation options are making it easier for people to use transit more, own fewer cars, and even save money on transportation.

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News Release | NJPIRG Law and Policy Center | Consumer Protection

Survey Finds Toxic or Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to NJPIRG’s 26th annual Trouble in Toyland report 

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News Release | NJPIRG | Budget

Supercommittee Squanders Opportunity to Cut Waste

After the Congressional “Supercommittee” announced its failure to agree on at least $1.2 trillion in deficit reduction, the New Jersey Public Interest Research Group (NJPIRG) and the National Taxpayers Union (NTU), who jointly authored a report on deficit reduction earlier this year issued a response.

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Media Hit | Democracy

NJPIRG Op-Ed: Reform needed to identify political campaign funders

With Election Day right around the corner, we should know who is funding our political campaigns. It’s getting harder and harder to tell which corporations are trying to buy our elections and our politicians.

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News Release | NJPIRG Law and Policy Center | Budget, Transportation

Caution Ahead

A new research report released today outlines problems with the growing trend among cities to outsource traffic enforcement to red-light and speed camera vendors.

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News Release | NJPIRG | Health Care

Nationwide Study of New Health Exchanges Shows New Jersey How to Lower Costs For Consumers

Many states are creating health exchanges to deliver better value for consumers, and New Jersey should follow their lead, according to Making the Grade, a new report by NJPIRG.  Health exchanges are competitive marketplaces that can empower individuals and small businesses with better, more affordable options for coverage.  Under the federal health reform law, each state will have an exchange up and running in 2014.

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