Consumer Tips

Credit freeze -- A free and fast way to help safeguard your finances

By | Grace Brombach
Consumer Watchdog Associate

My first-hand, step-by-step guide to freezing your credit reports

How to freeze your credit files by phone or online

by Teresa Murray, Consumer Watchdog

March 2, 2021

You have two primary options for freezing your credit files with the three major credit bureaus. You can do it by phone or online, whichever you’re more comfortable with.

Credit freezes FAQ: You can prevent a fraud nightmare in 20 minutes

by Teresa Murray, Consumer Watchdog

March 2, 2021

Some of your worst fraud nightmares can be prevented in about 20 minutes. That’s roughly how long it takes total to freeze your credit files with the three major credit bureaus -- Equifax, TransUnion and Experian. A credit freeze, also called a security freeze, prevents most entities from seeing your information in the credit bureaus’ databases.  

Dealing with the Texas storm: Protect yourself, your home and your finances

Here are some tips to help consumers protect themselves during and after a disaster, including how to spot possible opportunists, bad deals and con-artists:

  • Take photos: Here’s a good idea for all homeowners anytime, but especially those dealing with storm/ weather damage: Take photos and videos now of your home and belongings, if you can do it safely, so you can better document any losses.

 

Here are some tips to help consumers protect themselves during and after a disaster, including how to spot possible opportunists, bad deals and con-artists.

National Consumer Protection Week 2021

By | Teresa Murray
Consumer Watchdog

Being a consumer is tough. We want to help make it a little easier. In recognition of Consumer Protection Week from Feb. 28-March 6, U.S. PIRG is providing key consumer protection advice. Check in here every day for our updated tips and tools. 

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